Loan refinancing is a strategy used by property investors to access funds – usually to grow or improve the value of their Warrnambool property portfolio. The right time to do it largely depends on your strategy, plans and equity. Below, we highlight some of the key considerations for this strategy and how savvy investors often...
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The 2020 Federal Budget announced a range of economic measures to help support individuals and Mount Gambier businesses through the COVID-19 downturn. It also includes some initiatives that could be helpful if you want to buy your first home, build a granny flat or put money aside to invest. Even though 2020 has been a...
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There’s nothing like being formally approved by a lender for a home loan. It’s your green light to buy that Warrnambool property you have your heart set on. Borrowers who have taken the necessary steps in the pre-application phase will be in a strong position to secure the property they want. Here, we explain how...
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When COVID-19 struck, banks gave eligible Colac customers an option to pause their repayments for six months from March, due to the volatile economic climate. Hundreds of thousands of Aussies took up the offer. Home loan deferrals were due to end in September, but banks announced borrowers who are still experiencing difficulties could apply for...
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The 2020-2021 Federal Budget was announced this week under the cloud of COVID-19. The release of the budget itself was pushed out almost five months later than when it would usually occur, due to the impact of the Coronavirus. Slated as an ‘economic recovery plan for Australia’, it acknowledges Australia’s budget will remain in deficit...
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The 2020-21 Federal Budget is all about jobs, jobs and jobs. COVID-19 has resulted in the most severe global economic crisis since the Great Depression. This Budget provides an additional $98 billion of response and recovery support under the COVID-19 Response Package and the JobMaker Plan for businesses and individuals across Hamilton, Camperdown, Colac, Warrnambool...
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With interest rates at a record low, and the traditional Spring property season upon us – not to mention lighter restrictions in Mount Gambier and South Australia than other eastern States – the Mount Gambier property scene is expected to heat up in the coming months. Listings for properties across the board are lower compared...
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When renovating your Hamilton home, it’s all about making the most of the space you have. Giving areas like the kitchen, living room and dining space an overhaul to open them up, create more storage and make them easier to use not only makes life a little easier to live; it should also add value...
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Take the stress out of applying for a home loan for your first Hamilton home with a little preparation. Here are a few things you can expect to encounter when seeking loan approval for your next property. Whether you are applying for your first or fourth loan, the process can seem overwhelming. But it doesn’t...
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Found the perfect Camperdown home or investment property, but not sure if the price tags fits the bill? This is the magic question every property hunter asks themselves… is the price right? Very few people will ever be interested in paying more than market value for a property – so how can you ensure that...
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