Risk management
Our health is our greatest asset in life. In good health, we work to enjoy our lifestyle, look after our family , and plan for the future. It is fair to think we will always have our health and be able to work until we retire, but we know this isn’t always the case. When unexpected serious illness or injury happens, the first thing we worry about is how we will pay bills, keep our home and provide for our loved ones. That’s why our personal insurance and risk management strategies are designed to protect your wealth and loved ones, no matter what life may bring.
At Sinclair Wilson Investment Services, we understand that you need the complexity taken out of personal insurance to protect yourself against unforeseen events. We have dedicated Risk Advisors, who listen to you and work closely with you to ensure you are well protected and supported in your time of need.
We offer range of personal risk insurance cover tailored to your needs:
- Life Insurance – Life insurance provides a lump sum benefit upon the death of the life insured. The lump sum benefit may be directed towards repaying any outstanding debts or be invested with a view towards providing an ongoing income for your family or other dependents.
- Total & Permanent Disability (TPD) – TPD insurance provides a lump sum benefit should the life insured suffer an illness or injury which totally and permanently incapacitates them.
- Trauma – Trauma Insurance (sometimes referred to as Critical Illness insurance) provides a lump sum benefit if the life insured is diagnosed with a specific, life threatening illness or condition that is covered under the policy. This could include suffering a stroke, diagnosis of cancer or a heart attack.
- Income Protection – Your ability to earn an income is often described as your most valuable asset. Income Protection insurance recognises this by providing a regular benefit in the event that you should become incapacitated and unable to work due to accident or illness.
- Business Insurance – Business insurance forms part of business succession planning process. When a business partner is unable to continue running the business due to death, sickness or disability, an insurance agreement can protect the business, especially for the surviving owners.
Claims Management
If you need to lodge a claim on your insurance policy, we are here to assist you throughout the process. Our friendly team, with many years of Insurance claims management experience, will be making sure your claim process is managed as simple as possible in timely manner.
Book a Discovery Meeting with us to find out more.