Buying a Warrnambool property at auction – a prospect that is exciting, scary and nerve-wracking all at once. While we can’t alleviate the stress of bidding at auction for the first time, we can help you plan, so the process is much easier, and hopefully less daunting. Here are our tips for nailing the bidding...
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We all want to pay less interest on our Colac home loan, right? That’s why its worth regularly reviewing your mortgage. The most common reasons people consider refinancing their mortgage are: To secure a more competitive interest rate To make the most of interest-saving features, like off-set accounts or redraw facilities To access equity for...
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If the answer is no, you have until 30 September to move to STP. STP became mandatory for small businesses on 1 July this year, although there has been a three-month transition for those employers who needed more time to prepare for this change. That three-month transition ends on 30 September. So are you ready?...
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No doubt about it – buying your first Mount Gambier home is one of the most rewarding experiences of your life! While it is, by definition, a transaction, it is rarely black and white, particularly when it’s the first home you’ve ever bought. The magnitude and significance of this transaction means it’s very likely emotions...
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Those living in Regional Victoria and South East South Australia Australians love investing in Warrnambool property – and it’s no wonder – the regional property market offers plenty of opportunity to potentially grow wealth, regardless of background or skill set. That said, there are some common traits that those who have mastered the property market...
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In this day and age of the Internet, when, even from regional areas such as Warrnambool, Colac, Hamilton or Mt Gambier, so much of our daily lives can be organised, fulfilled and enhanced literally at the click of a button, it is easy to become complacent about the growing risk of identity theft. Identity theft...
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MOUNT GAMBIER SMALL and MEDIUM BUSINESS OWNERS – hands up if cash flow is something that keeps you awake at night? Yes? You’re not alone. Global research shows that as much as 80% of small and medium business owners have sleepless nights pondering cash flow issues. That’s because cash flow – the stream of money...
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Rentvesting has become increasingly popular in recent times, even in regional areas like Hamilton. Last year, research from the Property Investment Professionals of Australia (PIPA) found that one third of first-time buyers opted to become ‘rentvestors’, rather than homeowners. Here’s what you need to know before deciding whether rentvesting is right for you. Rentvesting is where...
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It seems like things were so much simpler back in the naughties: You had your home phone and you dialed it in to get Internet (or, if you were really lucky, you plugged both into an ADSL filter box and you could have both running at the same time!) Your mobile phone was only used...
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As a Hamilton parent, you try to ensure your children have the skills to make smart financial decisions – and what children learn now, they’ll remember in future. For example, you tell them about the importance of saving or the power of compounding interest. That’s practically doing your children a future favour, right? Well… yes....
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