Always dreamed of having a successful side hustle? Have you considered joining the many property owners across South West Victoria who are listing their properties on Airbnb and pulling in extra income? With Australia reopening its borders to international tourism and more and more Aussies beginning to explore the country again, now could be a...
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Redraw facilities and offset accounts work in a similar way – they both effectively allow you to reduce the balance of your Colac home loan, which reduces the amount of interest you pay. So, how do you know which is right for you, or whether you should choose a home loan with both a redraw...
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Which home loan is right for you when it comes to paying off your Hamilton home? How can you tell when there are so many different lenders, loan types and features available? It can be confusing, particularly if you are a first-time buyer. Fortunately, this is our bread and butter – what we do every...
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Getting started in property investing in the Mount Gambier region is an exciting prospect – that may be easier than you think. Property investment can be an effective way to build your wealth and achieve your long-term financial goals. If a property portfolio is part of how you want to build your wealth, we’ve put...
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What exactly is equity? And what benefit does it provide if you’re looking to spend a large amount of money on either a new Colac home – or to renovate your existing one? Equity isn’t just about property, either – it can be used to help you purchase a new car, or other big-ticket item....
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When it comes to the home loan for your Warrnambool property, making sure you’re getting the most competitive deal is vital. Even a small difference in your interest rate can mean thousands of dollars over the long run. That’s why it’s imperative you regularly engage with us to review your mortgage and ensure it’s right...
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Ever heard of a ‘credit report’? If you’re over 18 years of age, you will have one (even if you don’t know what it is). But what does it mean? And how can you find out what your report says? Your credit report – and subsequent credit rating, dependent on what this report says –...
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Do you have, ‘purchasing a Warrnambool property’ on your list of goals for 2021? Then it’s time to talk to us! We can help you find the right place to start, so you will have the best chance of being able to stick to this resolution (regardless of whether any others you might have made...
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There’s nothing like being formally approved by a lender for a home loan. It’s your green light to buy that Warrnambool property you have your heart set on. Borrowers who have taken the necessary steps in the pre-application phase will be in a strong position to secure the property they want. Here, we explain how...
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When COVID-19 struck, banks gave eligible Colac customers an option to pause their repayments for six months from March, due to the volatile economic climate. Hundreds of thousands of Aussies took up the offer. Home loan deferrals were due to end in September, but banks announced borrowers who are still experiencing difficulties could apply for...
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