Negative gearing is a popular investment strategy in Australia, but it’s also a term that often comes up in the media, particularly when there’s an election looming, like right now. Let’s take a look at what it means, what capital gains tax (CGT) is and why you need to know about these terms if you...
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Managing your home loan well can give you more flexibility and help you pay off your mortgage sooner. A redraw facility could be one way to reduce interest costs while still having access to extra funds when you need them. Here’s what you need to know. What is a redraw facility? A redraw facility lets...
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Always dreamed of having a successful side hustle? Have you considered joining the many property owners across South West Victoria who are listing their properties on Airbnb and pulling in extra income? With Australia reopening its borders to international tourism and more and more Aussies beginning to explore the country again, now could be a...
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Redraw facilities and offset accounts work in a similar way – they both effectively allow you to reduce the balance of your Colac home loan, which reduces the amount of interest you pay. So, how do you know which is right for you, or whether you should choose a home loan with both a redraw...
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Which home loan is right for you when it comes to paying off your Hamilton home? How can you tell when there are so many different lenders, loan types and features available? It can be confusing, particularly if you are a first-time buyer. Fortunately, this is our bread and butter – what we do every...
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Getting started in property investing in the Mount Gambier region is an exciting prospect – that may be easier than you think. Property investment can be an effective way to build your wealth and achieve your long-term financial goals. If a property portfolio is part of how you want to build your wealth, we’ve put...
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What exactly is equity? And what benefit does it provide if you’re looking to spend a large amount of money on either a new Colac home – or to renovate your existing one? Equity isn’t just about property, either – it can be used to help you purchase a new car, or other big-ticket item....
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When it comes to the home loan for your Warrnambool property, making sure you’re getting the most competitive deal is vital. Even a small difference in your interest rate can mean thousands of dollars over the long run. That’s why it’s imperative you regularly engage with us to review your mortgage and ensure it’s right...
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There are many factors that contribute to the success of a Warrnambool property development; some you can control. Others will always be beyond your control. One factor that can always be within your control, AND make a big difference to your profits is understanding how the GST works in relation to your planned development. As...
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Settlement Day is D-Day if you’ve bought a Warrnambool property. That magical day a property is finally yours. If this is the first property purchase you’ve made, rest assured that even experienced investors report butterflies in the lead up to this occasion – it’s normal to be anxious about everything going to plan. The good...
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